With Asset Based Lending, VCF provides funding up to $15,000,000, secured by the assets of the borrower. The collateral generally includes a blanket lien and can include accounts receivable, inventory, machinery, real estate, patents, trademarks, or other assets when the value can be determined.

With our ABL product, VCF establishes a revolving loan where our customer provides a pool of collateral that we use to advance funds into operating cash or working capital. Our customers use this financing product to buy more materials, expand marketing, improve productivity, and sell their product. The sales create receivables that are pledged for cash advances, and the payments received on the invoices pay down the loan.

At VCF, we frequently look beyond financial statements to determine how much money we are prepared to advance at and after closing. This way, our customers can take advantage of profit-making opportunities in the market by being able to plan ahead based upon their cash availability.

For more information about our Asset Based Lending product, please email us at Email@vcfnow.com .